Mortgages
Buying a homePre-approval first, then a purchase that closes on the date in the contract.First-time buyersPrograms, down payment rules and a plain explanation of what you can afford.Refinance & equityConsolidate debt, fund a renovation or a second property, or restructure what you already have.Renewals & switchesYour renewal conversation starts twelve months before maturity, not the week the letter arrives.Self-employedTwo years of returns, the right lender program, and an application that explains your income before the lender has to ask.New to CanadaLender programs for permanent residents and work-permit holders, and what counts when you have no Canadian credit yet.Investment propertyHow lenders count rental income, when a holding company helps, and proving a portfolio property by property.When the bank says noLenders beyond the banks, every cost in writing before you sign, and a plan to get you back to a bank lender.All residential mortgages →
Construction
Custom home buildBuilding your own home on your own lot, with draws that match the real build.Spec buildBuild a home to sell, with the loan sized to cost, interest paid from the loan, and the exit planned before the first draw.Duplex & garden suitesSmall-scale multi-unit on a single lot, including the new BC zoning allowances.Multi-unit & fourplexFour-unit stratas and small multi-family, built or bought.Land & developmentLand purchase, servicing and development loans for projects beyond a single lot.All construction financing →
Commercial & Business
Owner-occupiedBuying or refinancing the strata office, clinic, shop or industrial bay your business works from.Commercial investmentBuildings with tenants, sized on the rent they bring in after costs rather than on your salary alone.AgriculturalFarmland, hobby farms and ALR property with lenders who understand rural zoning and farm income.Business lendingOperating lines, term loans and BDC programs for the business behind the property.All commercial financing →
Tools
Payment calculatorPayment by amount, rate, amortization and frequency, with a plain disclaimer.AffordabilityWhat you could borrow, using the same ratios lenders use.Renewal reminderTell us your maturity date and we flag it twelve months out, as we do for every client.Document checklistWhat every application needs, by client type, so the first submission is the right one.All tools →
Learn
Market updatesBank of Canada decisions and BC rate moves, and what each one means for a purchase, a renewal or a build.GlossaryEvery term a lender will use about your mortgage, in a line or two of plain English.FAQThe questions we get on the first call, answered the way we answer them on the phone.All articles →
About
How it worksThree steps, and you always know which one you're on.TeamFour people, and you will always know which one is looking after your mortgage.Recently fundedDeal type, area and the problem solved, shown as illustrations of the mortgages we arrange.ReviewsWhat clients say about working with us, as they wrote it on Google.LocationsBased in Surrey, working across the Lower Mainland and all of British Columbia.LendersThe lenders in British Columbia that take applications through a broker, as of October 2026.ContactCall, book a time, or send the short form.Why Lendrite →

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Terms of use

The terms for using lendrite.ca, the website of Lendrite Mortgages Inc.

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Last updated: September 28, 2026

lendrite.ca (the “site”) is operated by Lendrite Mortgages Inc., a mortgage brokerage licensed in British Columbia. By using the site you agree to these terms. If you do not agree, please do not use it.

1. General information, not advice

Articles, guides and answers on the site are general information. They are not mortgage, financial, tax or legal advice for your situation. We give advice only after we have talked with you and reviewed your details.

2. Rates, calculators and approvals

Calculators, payment examples and any rates shown are estimates for illustration. Your actual rate, payment and approval depend on your finances, the property and the lender’s review when you apply, and rates change often. No specific rate or approval is guaranteed.

3. Sending us information

When you use a form on the site, please give accurate information. Sending a form does not create a mortgage application with a lender, a commitment, or an approval; it lets us contact you. We handle what you send as described in our Privacy Policy.

4. Our content

The text, images, logos and design on the site belong to Lendrite Mortgages Inc. or the people who licensed them to us. You are welcome to read and share links to our pages. Please do not copy, change or republish our content without written permission.

5. Links to other websites

We link to other websites, such as lenders, government agencies and our booking tool. We are not responsible for their content or how they handle your information.

6. Availability and liability

We work to keep the site accurate and available, but we cannot promise it will always be error free or online. To the extent the law allows, Lendrite Mortgages Inc. is not liable for loss or damage that results from using the site or relying on its general information. Nothing in these terms limits our duties to you as a client under BC law.

7. Governing law

These terms are governed by the laws of British Columbia and the federal laws of Canada that apply there. Any dispute will be handled in the courts of British Columbia.

8. Changes

We may update these terms. The date at the top of this page shows when they last changed.

9. Contact

Questions? Email info@lendrite.ca or call 778 320 2000. Licensing details are on our Regulatory Disclosures page.

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