Residential, construction and commercial financing across BC for first-time buyers, self-employed owners and builders, arranged by a licensed broker who explains every option and handles everything through to funding.
In mortgagesSince 2014
Licensed brokerageBCFSA
Placed withBanks, credit unions & private lenders
3 languagesEnglish, Hindi, Punjabi
Start here
Which one sounds like you?
Pick the closest match and that page explains what lenders look for, what it costs and how long it takes.
The same three steps for every mortgage, with a named person looking after yours.
1
A short call
Tell us what you're doing and when. We'll say what's realistic before any paperwork, and who on the team will look after you.
2
Documents, then the application
We collect documents first so the application is right the first time, then send it to the lender with a written summary of your situation, not just a form.
3
Approval to funding
The lender sets its conditions (the documents it wants confirmed, and an appraisal of the home), your lawyer or notary prepares the paperwork, and we keep you posted through to the day the money moves.
After funding: a one-page check-in every year, and a heads-up twelve months before your mortgage term ends. How it works in detail
Reviews
What clients say.
Real reviews from Google, as clients wrote them.
“Sunny always provides exceptional service for me and my clients. … If you're seeking reliable and expert guidance with your financing, I highly recommend reaching out to Sunny.”
Milap D.Google review
“If you're looking for someone to roll up their sleeves and get the job done, look no further! … Give Sunny a shot, you won't be let down.”
P KGoogle review
“Working with Sunny and his team at Lendrite Mortgages was one of the best decisions my family and I have made. They went beyond the approval to help us build a long-term plan, and made every step feel easy and stress-free. Genuine expertise, real care, and great results. I highly recommend Lendrite.”
MukandGoogle review
Examples
What it looks like when it works.
Three typical situations, shown as illustrations of how a mortgage comes together.
Purchase· Langley
First-time buyers whose income needed explaining before a lender said yes.
Four questions that come up on almost every first call, with short answers to get you started.
Does it cost anything to work with Lendrite?
For most residential mortgages the lender pays our fee when the mortgage funds, so you usually pay no broker fee. Where a fee does apply, on commercial, construction and some residential mortgages, we tell you upfront and put it in writing before anything is signed.
Should I just go to my bank?
Your bank is a fine place to start, and it can offer only its own products. We put offers from banks, credit unions and lenders beyond the big banks beside your bank's, so you see the whole picture. If the right fit is a lender we work with, we handle the application from there; if it turns out to be your bank, we help you read its offer so you know what you are signing.
How long does it take?
It depends on the lender, the property and the time of year. Pre-approval is usually the quickest step once your documents are in; purchases, refinances, construction and commercial each run on their own clock, and we tell you the realistic timing upfront.
I'm self-employed. Can you still help?
Yes, and it is a big part of what we do. Some banks have good programs for business owners, and there are lenders beyond the big banks that look at what your business actually brings in, through its bank statements and contracts, rather than only the income on your tax returns. We start with how your business earns and match it to the lender whose program fits; the documents follow from that.
